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Save More Tomorrow
One of the world's top experts in behavioral finance offers innovative strategies for improving 401(k) plans. Half of Americans do not have access to a retirement saving plan at their workplace.Of those who do about a third fail to join. And those who do join tend to save too little and often make unwise investment decisions. In short, the 401(k) world is in crisis, and workers need help. Save More Tomorrow provides that help by focusing on the behavioral challenges that led to this crisis inertia, limited self-control, loss aversion, and myopia - and transforms them into behavioral solutions. These solutions, or tools, are based on cutting edge behavioral finance research and they can dramatically improve outcomes by, for example, helping employees: Save, even if they aren't ready to do so now, by using future enrollment. Save more by showing them images of their future selves. Save smarter by reshuffling the order of funds on the investment menu. Save More Tomorrow is the first comprehensive application of behavioral finance to improve retirement outcomes. It also makes it easy for plan sponsors and their advisers to apply these behavioral tools using its innovative Behavioral Audit process.
Foley, Thomas J.
Most Wanted is the riveting account of former head of Massachusetts state police Thomas J. Foley's twenty-year pursuit of murderous Boston gangster Whitey Bulger - and of Foley's key role in exposing the FBI's protection of Bulger's criminal empire. This is a true-life thriller, and Tom Foley is the hero at its center. His investigative efforts resulted in criminal convictions of a half-dozen of Boston's most notorious thugs and also led to the conviction of John Connolly, one of the FBI agents who abetted Bulger; Connolly is serving a forty-year prison sentence and Bulger is now finally in custody after spending sixteen years on the FBI's Most Wanted list. It is known that Bulger was a secret informant for the FBI, but it has never been revealed - until now - that the FBI was actually actively protecting Bulger from Foley, effectively derailing Foley's efforts to stop Bulger's horrific crime sprees time and again. In this book, Foley, a cop's cop, honestly recounts how his wide-eyed admiration for the nation's top law enforcement agency was gradually transformed by dark realities he didn't want to believe.
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